
Financing Opportunities
Our target verticals in the alternative wellness space have a combined 2025 projected market value over $350bn with a weighted CAGR of 9.43% that brings our projected market value in 2032 over $600bn.
Sellers face large purchase orders and slow-paying buyers who are waiting 30–90 days for cash flow, limiting the speed of product-to-market and exponential growth opportunities on all sides.
These companies are high-growth and under-banked due to regulation and complexity, resulting in a massive unmet demand and first-mover advantage opportunity for financiers.
The Solution
NAVIG8 acts as a broker connecting financiers to consistent, vetted financing opportunities.
We handle product, legal, and counterparty verification, origination, compliance, and monitoring so that lenders focus on deploying capital.
Why This Works for Lenders
To ensure loan security and consistent performance, applicants are required to successfully complete financing for three purchase orders before qualifying for a revolving line of credit.
Under NAVIG8’s structure, assuming:
5% MPR on 30-day purchase order financing and 15% annualized return on a 12-month line of credit,
our lending partners can anticipate an aggregate return of approximately 30% over 15 months, backed by fully vetted buyers, verified products, and enforceable collateral.
How It Works
Borrowers apply for financing through us. We vet all parties to verify all necessary info before sending their application deck to lenders. After receiving quotes and accepting the deal, a purchase order is placed on behalf of the borrower with financing dispersed directly to the vendor.
NAVIG8 actively manages your passive investment until repayment is received within agreement terms.
Typical Deals
Purchase Order Financing – Borrowers get funds upfront to secure supplier orders
Equipment Financing – Growth enabled without large upfront outlay
Lines of Credit – Flexible capital for ongoing operations
Risk Mitigation
INOV8 Distribution has been in the alternative wellness industry for over 5 years developing a creditable reputation, long-term relationships, and robust industry knowledge to shape the NAVIG8 protection policy. For more details, please book a consultation.
What Makes Us Different
1. Borrower Qualification
We qualify borrowers using a multi-factor financial framework that evaluates liquidity, leverage, collateral coverage, and operating stability.
2. Our Vetting Process
Each transaction undergoes a structured intake, verification, and deal review process to assess feasibility, capitalization, and risk before funding.
3. Financial Monitoring
Our proprietary monitoring tools continuously track borrower financial behavior to surface early risk signals and support disciplined capital deployment.
4. Our Default Strategy
Every deal is backed by a predefined collateral strategy designed to enable swift control, liquidation, and capital recovery if needed.